Terms of Use

Clear terms for a considered relationship.

The terms below govern your use of this website and outline the scope of services provided by PCF — Pacific Capital Finance.

Last updated: May 2026

1. Scope of services

PCF provides advisory and coordination services in investment consulting, capital movement, digital assets, complex financial structuring, currency exchange, and wealth protection. Services are delivered under separate written engagement terms.

2. No custody of client assets

PCF does not hold, custody, or take possession of client funds or digital assets. Assets remain at the client's chosen custodian or banking partner under the client's own name and control.

3. Not legal, tax, or regulated investment advice

Information provided through this website and during introductory conversations is general in nature and does not constitute legal, tax, accounting, or regulated investment advice unless explicitly agreed in a written engagement. Clients should obtain independent legal and tax advice for their specific circumstances.

4. Acceptable use

You agree not to use this website to (i) violate any law, (ii) infringe third-party rights, (iii) interfere with the operation of the site, or (iv) attempt unauthorised access to any portion of it.

5. Confidentiality

Information you share with PCF is handled in line with our Privacy Notice. You agree to keep confidential any non-public information PCF shares with you in the course of an engagement.

6. Third-party providers

PCF coordinates with banks, custodians, and other licensed counterparties. PCF is not responsible for the acts, omissions, or independent decisions of those third parties.

7. Limitation of liability

To the maximum extent permitted by law, PCF's liability arising out of or relating to your use of this website is limited. Specific liability terms applicable to client engagements are governed by the relevant written engagement letter.

8. Changes

We may update these terms from time to time. Continued use of the site after changes are posted constitutes acceptance of the updated terms.

9. Contact

For questions about these terms, contact contact@pacificcapital.ca or use the contact page.