Asset Diversification
Reducing single-source risk across asset classes, geographies, and counterparties.
The work, in substance
Diversification is more than holding several funds. It is the deliberate spreading of risk across asset classes, geographies, currencies, and the institutions that hold your capital. We treat all four as parts of the same problem.
The goal is not to maximise the number of holdings — it is to ensure that no single shock can compromise the plan.
Where concentration cannot be unwound quickly — for tax, signalling, or liquidity reasons — we layer hedges and staged exits so the risk profile improves immediately while the position transitions on its own timeline.
What you receive
How we deliver
- Step 01Map
Identify every dimension of concentration, including the ones most clients overlook.
- Step 02Sequence
Plan the unwind so tax, liquidity, and signalling risk are managed deliberately.
- Step 03Maintain
Set rebalancing thresholds that prevent diversification from quietly eroding over time.
- Step 04Hedge where useful
Where outright sale isn't optimal, layer hedges sized to the actual exposure and the holding window.
Risks we address
The non-obvious factors we explicitly plan for so they don't surface as surprises later.
Diversifying assets while leaving FX concentrated is a half-measure we explicitly address.
Even tier-one custodians fail; redundancy is part of the design.
Assets that look uncorrelated in calm markets often converge in crises.
Diversification is sized to the liquidity profile of each asset, not just its label.
Insider, founder, or board positions require disclosure-aware exit windows.
Specific-lot accounting is used to preserve favourable basis through every transition.
An anonymised example
A founder with 78% net worth in a single equity needed to diversify without triggering avoidable tax drag or signalling risk. We staged the unwind across 24 months, layered hedges where appropriate, and rebuilt exposure across four custodians and three currencies.
- Single-name concentration reduced from 78% to 14%
- Tax drag minimised through coordinated harvesting and gifting
- Custody redundancy across three jurisdictions established
- Drawdown protection in place from day one through collar overlay
- All disposals executed inside open-window disclosure rules
Details altered to protect client identity
Common questions
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