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Currency Exchange Services

Institutional FX execution at private-client scale.

What is this?

In plain language.

We secure institutional FX execution and hedging for clients moving meaningful currency volume — at spreads benchmarked to the interbank market.

Transparent margins on every ticket, dedicated coverage, and hedges sized to your actual exposure — never to chase a view.

Overview

Most clients are quietly overpaying on foreign exchange. Retail bank spreads can quietly cost 1–3% per conversion — material on any meaningful flow. PCF sources institutional-grade FX execution for private clients and businesses with recurring international needs.

We help structure hedging frameworks for businesses with predictable FX exposure, and provide one-off competitive execution for large private conversions tied to property, investment, or relocation.

Transparent rates, dedicated coverage, and execution that compounds in your favor.

Capabilities

What's included under Currency Exchange

Each capability is a defined sub-mandate with its own deliverables and approach. Open any one to see the detail.

Competitive Exchange Solutions

Institutional FX execution at transparent, benchmarked margins.

Deliverables
  • Pre-trade quote benchmarked to interbank reference
  • Execution through institutional FX desks
  • Confirmed margin disclosed on every ticket
  • Monthly execution report against benchmark
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International Currency Support

Coverage across major and most minor pairs with dedicated dealer relationships.

Deliverables
  • Named dealer for every relationship
  • Coverage across major and minor currency pairs
  • Time-zone aware execution windows
  • Single point of contact for queries and exceptions
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Multi-Currency Transactions

Coordinated execution where multiple legs and currencies have to settle together.

Deliverables
  • Sequenced execution plan across all legs
  • Coordinated settlement timing per currency
  • Single consolidated confirmation pack
  • Reconciliation against the original brief
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Business and Private Exchange Services

FX programmes designed for the way businesses and private clients actually move currency.

Deliverables
  • Hedging policy aligned to actual exposure
  • Forward and option structures sized to real flows
  • Quarterly programme review against benchmark
  • Dedicated coverage for both business and private flows
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Is this for you?

Who we work with, and when

This is for you if…

  • You convert $50k+ per ticket regularly or in major one-offs
  • Your business has predictable multi-currency exposure
  • You suspect retail bank spreads are quietly costing real money
  • You need a single dealer relationship across major pairs

Engage PCF when…

  • A property, investment, or relocation requiring large conversion
  • Year-on-year FX cost that no longer matches market reality
  • New revenue or supplier flows in a different currency
  • Volatility ahead of a known event or planning window
Why PCF

What sets this engagement apart

Institutional spreads

Pricing benchmarked to interbank reference rates with the margin disclosed on every ticket.

Hedging, not speculation

Forwards and structured hedges are sized to your real exposure — never to chase a directional view.

Dedicated coverage

A named dealer per relationship, reachable directly when timing matters most.

Our Process

A structured engagement

  1. Step 01
    Discovery

    Map currency flows, frequency, and risk tolerance.

  2. Step 02
    Strategy

    Define execution and hedging policy with clear cost benchmarks.

  3. Step 03
    Execution

    Execute through institutional FX desks at transparent spreads.

  4. Step 04
    Stewardship

    Report savings vs. benchmark and refine the policy quarterly.

In Practice

How we help

Anonymised scenario

Recurring corporate FX programme

An export-led business with $80M annual EUR/USD exposure was bleeding margin to retail bank spreads. We benchmarked existing pricing, designed a layered forward programme covering 60% of forecast flows, and routed spot conversions through institutional desks at transparent margins.

Results
  • FX cost reduced by approximately 1.6% across the programme
  • Forward coverage stabilised quarterly EBITDA forecasts
  • Monthly execution report delivered against interbank benchmark

Details altered to protect client identity

Key Benefits

What you walk away with

Concrete outcomes our clients consistently realise from engaging PCF on this mandate.

01 / 03
Benefit

Materially lower FX cost per conversion.

02 / 03
Benefit

Predictable cash flows where hedging is appropriate.

03 / 03
Benefit

Transparent execution reporting against benchmark rates.

FAQ

Common questions

All major and most minor currencies through institutional FX partners.

Pricing efficiency improves materially above $50,000 equivalent per conversion.

Yes — we coordinate forwards and structured hedges through licensed counterparties.

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Discuss your objectives with a senior PCF advisor.

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